Are You Smarter than an Underwriter? 7 Simple Underwriting Questions No One Asks - SD Free Event

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Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery.

In this session we discuss seven key underwriting questions no one asks (or thinks to ask) and what happens when the questions aren't asked. Failure to ask these simple questions can result in the lack of coverage, increased out-of-pocket expense, and possibly errors and omissions claims. 

Questions not asked that are discussed in this session include:

• "Who owns the car?"
• "Who owns the building?"
• "Do any of your employees travel out of state to work?"
• "Do you have any inventory (stock) that could spoil or die if you lost power?"
• "How do your lease payments compare to the current real estate market?"
• "What year was your building built?"
• "Does your business "depend" on any other business?"  

Basic Course Information

Learning Objectives

• What is the danger of not asking these questions?
• What do you do after you've asked the questions?

Major Subjects

• Why assumptions can lead to uncovered losses
• Why unasked questions lead to uncovered losses
• Why simple questions place you in the top 10% of agents
• How you help your insureds by asking these simple questions