Insurance Issues with the Remote Workforce
If insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With technology improving and management styles changing I think this movement is here to stay. This course will address both sides of this insurance quagmire. We will look at the coverages provided by the Homeowners Policy, or I should say the lack of coverage provided as well as some coverage concerns the business may want to give some thought.
Basic Course Information
Learning Objectives
- Identify and explain the reasons for concern that this coverage exposure is overlooked by company and agency personnel.
- Apply the appropriate Homeowner Endorsements that may be used in various coverage situations.
- When a Homeowners Endorsement is not sufficient to adequately cover the insureds exposure, Identify some other alternatives that are available.
- Identify and address the coverage concerns for the employer
Major Subjects
- Gaps in HO policies for remote workers
- Solutions for the remote worker and the employer